Are you in a starter home wanting to build up some equity before it's time to upgrade? The Equity Builder Loan Program may be a great option for you.
  • To build up your home equity early in the life of your mortgage
  • First-time homebuyers and growing families wanting to build equity quickly to buy a bigger home down the road
  • Eliminate the need for Private Mortgage Insurance (PMI) with a first mortgage through Freedom First that covers 80% of the home's value
  • Combine financing with a second mortgage on the remaining 15% of the home's value with a down payment to cover the remainder of the home's value
Contact any member of our Mortgage Team for more details!







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Frequently Asked Questions

Looking for some additional assistance about home loans? See if our FAQs can help!

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Down Payment Assistance

We have a variety of down payment assistance programs for people of all walks of life. Speak with one of our experts today to see if you qualify for one of our programs.

Certain conditions and/or restrictions apply. For more details, please contact one of our Mortgage Loan Originators directly. All information provided on this web page is for educational purposes only and is subject to change at any time without notice. For the most up-to-date and accurate terms, conditions, and rates on any given product, please contact Freedom First directly.

We're Here to help.

Our local mortgage experts are just a call or click away if you have any questions about buying or refinancing a home!

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.