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Personal/Loans
Freedom First Credit Union

Borrow & Save

Personal/Loans
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When Traditional Loans and Savings Opportunities are Out of Reach

It can be difficult to get in the habit of saving when your monthly expenses are running high. We can help you break the spending cycle by building credit while teaching the benefits of saving.


What is Borrow & Save?

  • Loans up to $5,000
  • Half of the funds are held in a savings account until the borrower pays down the other half

In 2016-2017, Borrow & Save participants increased their credit score and saved a total of $271,445!


Man carrying his son on his shoulder with caption: Borrow & Save, 164 loans, $271,445 total, #bankforgood


Visit your local branch or contact us today to apply. Questions? Call 540-389-0244 (local) or 1-866-389-0244 (toll-free).


You can also read more about our Borrow & Save program in a feature article by the New York Times.

View a full listing of our Products and Services:

Looking for a phone number, address, or other basic info?

Our calculators can help you figure out your personal finances and set savings goals. 

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Assess your credit as "Good," "Fair," or "Needs Improvement."

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See what it will take to pay off your credit card balance.

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Determine whether or not debt consolidation is right for you.

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Determine how much emergency savings you may need, and how you can begin saving.
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See how much you have left to save and where your money is being spent.

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Find out how much you owe to get started on a debt management plan.

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What will it take to reach your financial goal? This calculator helps you find out.
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See how consolidating your student loans can help you pay off high interest debt sooner.


An aerial shot of Carvin's Cove, a mountain view with a lake.
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