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Business/Accounts
Freedom First Credit Union

Business Rates

Business/Accounts
Branded Star Mark
Branded Star Mark
Looking for Consumer Rates? You can find those here

*Annual Percentage Yield (APY) is effective as of July 1, 2018.

Learn about our fees, as well as how to waive many of them, on our business fee schedule.


Business Money Markets 1
Required Minimum Opening Deposit is $1000.
 Tier Tier Minimum ADB Tier Maximum ADB Dividend Rate APY*
1 $1,000 $4,999.99 0.10% 0.10%
2 $5,000 $24,999.99 0.15% 0.15%
3 $25,000 $49,999.99 0.25% 0.25%
4 $50,000 $99,999.99 0.65% 0.65%
5 $100,000+ - 0.85% 0.85%
 Tier Tier Minimum ADB Tier Maximum ADB Dividend Rate APY*
1 $200 $5,000 0.10% 0.10%
2 $5,000.01 $20,000 0.15% 0.15%
3 $20,000.01 $50,000 0.20% 0.20%
4 $50,000.01 $100,000 0.25% 0.25%
5 $100,000.01 Above 0.30% 0.30%
1Fees may reduce earnings.
2Fees may reduce earnings. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency.

12 Month
 Amount Minimum Amount Maximum Dividend Rate APY*
$500 $2,499 0.80% 0.80%
$2,500 $9,999 0.80%
0.80%
$10,000 Above 0.80%
0.80%
24 Month
Amount Minimum Amount Maximum Dividend Rate APY
$500 $2,499 0.95% 0.95%
$2,500 $9,999 0.95% 0.95%
$10,000 Above 0.95% 0.95%
36 Month
Amount Minimum Amount Maximum Dividend Rate APY
$500 $2,499 1.19% 1.20%
$2,500 $9,999 1.19% 1.20%
$10,000 Above 1.19% 1.20%
48 Month
Amount Minimum Amount Maximum Dividend Rate APY
$500 $2,499 1.39% 1.40%
$2,500 $9,999 1.39% 1.40%
$10,000 Above 1.39% 1.40%
60 Month
Amount Minimum Amount Maximum Dividend Rate APY
$500 $2,499 1.64% 1.65%
$2,500 $9,999 1.64% 1.65%
$10,000 Above 1.64% 1.65%
3Substantial penalty for early withdrawal. Members are limited to $1,000,000 in Share Certificate balances, without prior approval. Rates are subject to change without notice.  

Simple Checking, Business Checking, Nonprofit Checking, Analysis Checking
Our business checking accounts do not pay dividends.

VISA Rewards
 APR* for Purchases APR for Balance Transfers APR for Cash Advances
10.74 - 18.00% 10.74 - 18.00% 13.74 - 18.00%
VISA Rate
 APR for Purchases APR for Balance Transfers APR for Cash Advances
10.74 - 18.00% 10.74 - 18.00% 13.74 - 18.00%
*APR is Annual Percentage Rate. Your APR will vary with the market based on the Prime Rate.

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