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Business/Accounts
Freedom First Credit Union

Business Rates

Business/Accounts
Branded Star Mark
Branded Star Mark
Looking for Consumer Rates? You can find those here

*Annual Percentage Yield (APY) is effective as of August 1, 2019.

Learn about our fees, as well as how to waive many of them, on our business fee schedule.


Business Money Markets 1
Required Minimum Opening Deposit is $1000.
 TierTier Minimum ADBTier Maximum ADBDividend RateAPY*
1$1,000$4,999.990.25%0.25%
2$5,000$24,999.990.45%0.45%
3$25,000$49,999.990.60%0.60%
4$50,000$99,999.990.95%0.95%
5$100,000+-1.19%1.20%
 TierTier Minimum ADBTier Maximum ADBDividend RateAPY*
1$200$5,0000.05%0.05%
2$5,000.01$20,0000.10%0.10%
3$20,000.01$50,0000.15%0.15%
4$50,000.01$100,0000.20%0.20%
5$100,000.01Above0.25%0.25%
1Fees may reduce earnings.
2Fees may reduce earnings. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency.

12 Month
 Amount MinimumAmount MaximumDividend RateAPY*
$500$2,4991.34%1.35%
$2,500$9,9991.34%1.35%
$10,000Above1.34%1.35%
24 Month
Amount MinimumAmount MaximumDividend RateAPY*
$500$2,4991.49%1.50%
$2,500$9,9991.49%1.50%
$10,000Above1.49%1.50%
36 Month
Amount MinimumAmount MaximumDividend RateAPY*
$500$2,4991.69%1.70%
$2,500$9,9991.69%1.70%
$10,000Above1.69%1.70%
48 Month
Amount MinimumAmount MaximumDividend RateAPY*
$500$2,4991.79%1.80%
$2,500$9,9991.79%1.80%
$10,000Above1.79%1.80%
60 Month
Amount MinimumAmount MaximumDividend RateAPY*
$500$2,4992.08%2.10%
$2,500$9,9992.08%2.10%
$10,000Above2.08%2.10%
3Substantial penalty for early withdrawal. Members are limited to $1,000,000 in Share Certificate balances, without prior approval. Rates are subject to change without notice.  

Simple Checking, Business Checking, Nonprofit Checking, Analysis Checking
Our business checking accounts do not pay dividends.

VISA Rewards
 APR* for PurchasesAPR for Balance TransfersAPR for Cash Advances
11.24 - 18.00%11.24 - 18.00%13.99 - 18.00%
VISA Rate
 APR for PurchasesAPR for Balance TransfersAPR for Cash Advances
11.24 - 18.00%11.24 - 18.00%13.99 - 18.00%
*APR is Annual Percentage Rate. Your APR will vary with the market based on the Prime Rate.

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