Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Personal/Loans
Freedom First Credit Union

Credit Cards

Personal/Loans
Branded Star Mark
Branded Star Mark

Earn Rewards. Enjoy Low Rates.

No Annual Fees. Purchase Protection. 

Explore your options to find which card works best for you. You can complete a credit card application online at the link below.

Credit card icon.Rewards Credit Card

Choose if you would like to collect Rewards points with your purchases.

Credit card icon.Rate Credit Card

Choose if you are looking for a special low purchase rate - as low as 9.74% APR.* 

Paper and pencil icon.Credit Builder

Didn't get approved for a credit card? Learn how Credit Builder can help.

Already a Freedom First credit card holder?

Managing your credit card account is easy with Freedom First's online banking. Or you can access your Visa® account at the link below.


Business Credit Cards

Choose if you have a Business Account with Freedom First. See the Business Credit Card page for details.

*Credit Card Agreement & Disclosures
Credit card approval depends on applicant's creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. 

*APR (Annual Percentage Rate) is based on the applicant’s creditworthiness and is subject to change. APR will vary with the market based on Prime Rate.  See Current Rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged.

** A balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request.  If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.
View a full listing of our Products and Services:

Looking for a phone number, address, or other basic info?

Our calculators can help you understand your finances.

Woman using Freedom First mobile app in downtown Roanoke.
 

Turn Your Card On & Off.

Anywhere.