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Freedom First Credit Union

Credit Cards

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Special Promotion on™ Purchases

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Get 3X rewards points or a special low rate of 4.99% APR* on™ purchases made with your Freedom First VISA® between November 1, 2021-December 31, 2021!

Don't have a credit card with Freedom First?

Bonus Rewards Available!

You asked, we answered. Starting May 1, 2020, our Rewards program is getting a boost. We are introducing opportunities to earn bonus points for new and existing cardholders.3

New cardholders can earn:3
  • 1,000 bonus points for your first purchase
  • 20,000 bonus points if you spend $5,000 or more in the first 60 days from opening your credit card
Existing & new cardholders can earn:3
  • 1,000 bonus points if you spend $1,000 or more per month
  • 500 bonus points on the cardholder's birthday
  • 300 bonus points for the anniversary of your card account opening

Credit card icon.Rewards Credit Card

Choose if you would like to collect Rewards points with your purchases, plus bonus points.

Credit card icon.Platinum Credit Card

Choose if you are looking for a special low purchase rate.1 

Paper and pencil icon.Secured Credit Card

Didn't qualify for a traditional credit card? Establish or build credit with a secured credit card.

Earn Rewards. Enjoy Low Rates.

No Annual Fees. Purchase Protection. 

Explore your options to find which card works best for you. You can complete a credit card application online at the link below.

Already a Freedom First credit card holder?

Managing your credit card account is easy with Freedom First's online banking.

Business Credit Cards

Choose if you have a Business Account with Freedom First. See the Business Credit Card page for details.

*APR=Annual Percentage Rate. Certain restrictions apply. 4.99% APR applies only to purchases made on™ charged to your Freedom First VISA Credit Card between November 1st and December 31st, 2021 and will continue at this promotional rate until the principal on those charges are paid. All other charges will be at your regular prevailing APR. Offer available to consumer accounts only. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged.
2A balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request.  If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.
3The one-time bonuses are only available to new cardholders if and when the specified criteria to receive the bonus is met. The new accountholder will receive the reward points within two statement periods. The two one-time bonuses are limited to the primary accountholder and will only be credited for the first new credit card opened. This promotional offer is subject to change at any time.
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