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Personal/Loans
Freedom First Credit Union

Credit Cards

Personal/Loans
Branded Star Mark
Branded Star Mark

Earn Rewards. Enjoy Low Rates.

No Annual Fees. Purchase Protection. 

Explore your options to find which card works best for you. You can complete a credit card application online at the link below.
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From November 1st, 2019 — December 31st, 2019 you can earn 3X rewards or only pay 4.99% APR* on your Amazon.com™ purchases when you use your Freedom First credit card. No extra action required by you! Start shopping today.
 
 
*APR = Annual Percentage Rate. Certain restrictions apply. 3X Rewards and 4.99% APR applies only to purchases made on Amazon.com™ charged to your Freedom First VISA Credit Card between November 1st and December 31st, 2019. The 4.99% APR will continue at this promotional rate until the principal on those charges are paid. All other charges will be at your regular prevailing APR. Offer available to consumer accounts only. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.

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Choose if you would like to collect Rewards points with your purchases.

Credit card icon.Rate Credit Card

Choose if you are looking for a special low purchase rate.* 

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Didn't qualify for a credit card? Ask us about Credit Builder.

Already a Freedom First credit card holder?

Managing your credit card account is easy with Freedom First's online banking. Or you can access your Visa® account at the link below.

Business Credit Cards

Choose if you have a Business Account with Freedom First. See the Business Credit Card page for details.
Credit card approval depends on applicant's creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. 

*APR (Annual Percentage Rate) is based on the applicant’s creditworthiness and is subject to change. APR will vary with the market based on Prime Rate. See Current Rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged.
** A balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request.  If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.
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