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Freedom First Credit Union

Micro Loans

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Freedom First Helps Borrowers Regain Their Financial Footing

Unsecured loans of up to $3,000 don’t generate the kinds of profits that most banks find worthwhile, but a Micro Loan can be all that’s needed to help borrowers regain their financial footing.

What is a Micro Loan?

From vehicle repairs to home maintenance to education costs and debt consolidation — regardless of the reason, we can help you get the money you need with low rates and affordable monthly payments.

  • Low rates and affordable monthly payments
  • No hidden fees or penalties for early repayment
  • Convenient autopay from your savings or checking account
  • Quick local decisions

Mother and father helping their toddler walk down the sidewalk; caption: micro loans, 1,456 loans, $1,604,793 total, #bankforgood

In order to qualify for this program, you must be eligible to join Freedom First by living, working, worshiping, or going to school anywhere throughout Botetourt, Craig, Franklin, Montgomery, or Roanoke counties or the cities of Roanoke, Radford, or Salem.

Apply Today


View a full listing of our Products and Services:

Looking for a phone number, address, or other basic info?

Our calculators can help you figure out your personal finances and set savings goals. 

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Assess your credit as "Good," "Fair," or "Needs Improvement."

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See what it will take to pay off your credit card balance.

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Determine whether or not debt consolidation is right for you.

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Determine how much emergency savings you may need, and how you can begin saving.
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See how much you have left to save and where your money is being spent.

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Find out how much you owe to get started on a debt management plan.

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What will it take to reach your financial goal? This calculator helps you find out.
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See how consolidating your student loans can help you pay off high interest debt sooner.

An aerial shot of Carvin's Cove, a mountain view with a lake.
Enjoy Peace of Mind
With our Payday Relief Loans