Break the Debt Cycle With a Payday Relief Loan
If you have a high-interest loan from a payday lender, title lender, or even a pawn shop — contact Freedom First or visit a branch to find out if you qualify for an affordable loan with a lower APR (Annual Percentage Rate) and regular monthly payments depending on your creditworthiness.
Don't Fall Deeper into Debt with Hidden Interest Fees
Installment or payday loans can be deceptively expensive. Customers are pushed by predatory lenders to renew their loans over and over again. The practice of payday lending is slowly being regulated out of existence, but it's unclear where people with modest means will find short-term loans instead. That's why we developed our safe, low-interest Payday Relief Loans.
(Select Payday Relief Loan in the drop down menu of the Personal Loan application form.)
Every 90 seconds, $67,000 in new payday loan debt is issued in the USA. Roughly 2.5 million American households use payday loans each year. It has grown to a $40+ billion industry.*
Questions? Call our Contact Center (540-389-0244 local / 866-389-0244 toll free) or visit a branch to learn more.
In 2016-2017, Freedom First issued 127 Payday Relief Loans. The average amount per loan was $849 — most banks won't approve unsecured personal loans below $3,000.
*Source: Pew Research, The Economist
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