Quality local service with a wide range of accounts for all of your financial needs. Checking Freedom Checking No-fee checking. Index Checking Earn high dividends with a minimum $25,000 balance. Optimum Checking Earn dividends with a minimum $1,000 balance. Investment Community Investment Certificates Available for 6, 12, 24, 36, 48, and 60 months. Money Markets Earn dividends on your deposits. Fees Consumer Fee Schedule Savings Christmas Club Earn dividends starting at $200, funds transferred to Primary Share on October 20th. Individual Retirement Accounts (IRAs) Ask us how you can save for retirement today. Little Gobbler Youth savings account. Earn dividends starting at $50. Primary Share Account for all Freedom First members. Secondary Share Earn dividends starting at $200. Vacation Club Earn dividends starting at $200, funds transferred to Primary Share on May 20th. Community Impact Accounts Borrow & Save Program: Build credit while learning the benefits of saving. Rates Consumer Rates View a full listing of our Products and Services: Personal Accounts | Business Accounts Personal Loans | Business Loans Personal Services | Business Services Looking for a phone number, address, or other basic info? Quick Reference Guide Contact Us Looking for Business Accounts? Find those here.