Personal Loans for Your Financial Needs Whatever the reason you need a personal loan, we have what will fit your budget. Freedom First's competitive rates and terms can save you money. Apply Today Unsecured Loans A loan secured not by collateral, but rather your personal guarantee. More details Secured Loans A loan secured by collateral, such as your vehicle, share account, or certificate of deposit. More details Why a Personal Loan? Sometimes you just need a little more cash on hand for life's big expenses. More details More details More details More details Our Personal Loans Don't Stop Here Looking to buy a car or other vehicle? We have Auto Loans with great rates. Own a home? Consider a Home Equity Loan or Line of Credit to finance life's big expenses. Thinking about refinancing your mortgage? Talk to our Mortgage Lending Team to see how we can help you. View a full listing of our Products and Services: Personal Accounts | Business Accounts Personal Loans | Business Loans Personal Services | Business Services Looking for a phone number, address, or other basic info? Quick Reference Guide Contact Us Our calculators can help you figure out your personal finances and set financial goals. Amortizing Loan Calculator Calculate your monthly loan payment, or see how long it will take to pay off a loan. Debt Consolidation Calculator Determine whether or not debt consolidation is right for you. Existing Loan Calculator Calculate your remaining balance based on the number of monthly payments you have remaining. Loan Comparison Calculator Sort through the monthly payments, fees and other costs associated with getting a new loan. Payment Frequencies Calculator Determine your payment or loan amount for different payment frequencies. Student Loan Calculator See how consolidating your student loans can help you pay off high interest debt sooner.