Main Features:1

  • Enjoy a special rate as low as 12.99% APR
  • $0 Annual Fee or Application Fee
  • EMV chip technology accepted by merchants worldwide.
  • You are protected from fraudulent purchases with Visa's Zero Liability Policy.
  • Can be linked to Apple Pay, Samsung Pay or Google Pay.
  • Can be turned on/off, reported lost/stolen, and used overseas with travel rules using the Manage Cards feature in mobile banking

For New Cardholders:2

  • Pay 0% APR on purchases for the first 12 billing cycles from account opening
  • After the intro period, your card will have a variable APR ranging from 12.99% to 18.00% APR













Still have questions?

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§ Please contact us for a copy of the Credit Card Agreement and Disclosures by calling 540-389-0244 (local) or 866-389-0244 (toll-free).
 
1Credit card approval depends on applicant's creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. APR (Annual Percentage Rate) is based on the applicant’s creditworthiness and is subject to change. APR will vary with the market based on Prime Rate. See Current Rates. Please refer to your credit card agreement to find fees associated with balance transfers, cash advances, and other account services. You can also request a copy by contacting us anytime.
 
2The 0% introductory APR (Annual Percentage Rate) applies to purchases and is valid for the first 12 billing cycles after opening the account. The introductory rate does not apply to cash advances. After the intro APR expires, your APR will revert to an amount within the prevailing credit card APR range at the time of expiration, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. See current rates. The one-time bonuses are only available to new cardholders if and when the specified criteria to receive the bonus is met. The new accountholder will receive the reward points within two statement periods. The one-time bonuses are limited to the primary accountholder and will only be credited for the first new credit card opened. This promotional offer is subject to change at any time. 
 
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