Get Your Money in Minutes!

The entire process, from application to loan decision to account funding, usually takes less than 5 minutes.

Anytime, Anywhere

Members can access Flash Cash through any device using the Freedom First mobile app or online banking portal, even outside of normal business hours.

No Credit Check Required*

Approval for this loan is based on your member relationship with Freedom First. That's why you need to be a member for at least 3 months to be eligible for this product - we need to see some banking history with us to make a decision.

Questions? Call our Contact Center at 540-389-0244 (local) / 866-389-0244 (toll-free) to learn more.

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Frequently Asked Questions

Still have questions? See if our FAQs can help!

FEC counselor meeting with a client

Speak to an expert.

The Roanoke Financial Empowerment Center is available to anyone in our region at no cost to them, even if you're not a member of Freedom First.

The professionally-trained counselors work with you in a judgment-free environment to achieve your financial goals.

Financial Well-Being Impacts Everyone

No matter where you are in life, you could benefit from a boost in financial well-being.

*Certain restrictions apply. Please call us at 540-389-0244 with questions.