Key features of Freedom First Certificates:

Minimum Opening Deposit


The more you invest, the more you
can earn starting at $500.1
Competitive Rates

Earn More

Competitive rates to ensure your money works for you.
Predictable Returns


Earn predictable returns over a set period of time ranging from 6-60 months.1

Already applied? You can check on your application at the link below.

Your Certificate Account also comes with:

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Earn dividends on a tiered scale
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Free financial review with our experts anytime
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50,000+ fee-free ATMs2

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Free budgeting tool
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Control & protect your cards
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Frequently Asked Questions

Still have questions? See if our FAQs can help!

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1Substantial penalty for early withdrawal. Members are limited to $1,000,000 in Share Certificate balances, without prior approval. Rates are subject to change without notice. IRAs are also subject to limitations and/or penalties imposed by the IRS. Please see a tax advisor for additional information. Additional rates may be available based on qualification into our Private Banking program. For more information, please contact us online or at 540-389-0244.
2Surcharge-free ATMs are a part of the CULIANCE ATM network and can be identified by the presence of a CULIANCE, MoneyPass or Allpoint logo.