Meet Our Mortgage Team
Local experts with strong community ties
Meet our team of local Mortgage and Home Loan experts who are ready to walk you through every step of the home buying or refinancing process.
Jeff Zigarac
SVP Mortgage
Virginia
NMLS 336267
Virginia
NMLS 336267
VP Mortgage Market Leader
New River Valley
NMLS 568834
New River Valley
NMLS 568834
VP Mortgage Loan Originator
Roanoke Valley
NMLS 196577
Roanoke Valley
NMLS 196577
VP Mortgage Loan Originator
New River Valley
NMLS 712947
New River Valley
NMLS 712947
Meet Our Mortgage Support Team
Frank Miller
Mortgage Loan Production Assistant
Roanoke Valley/Lynchburg
NMLS 1536543
Mortgage Loan Production Assistant
Roanoke Valley/Lynchburg
NMLS 1536543
Holly Carwile
Mortgage Loan Production Assistant
New River Valley
NMLS 1388855
Mortgage Loan Production Assistant
New River Valley
NMLS 1388855
Breanna Graybill
Mortgage Loan Production Assistant
New River Valley
NMLS 2011171
Mortgage Loan Production Assistant
New River Valley
NMLS 2011171
Beth Crigler
Mortgage Loan Production Assistant
Northern Neck Region
NMLS 1056708
Mortgage Loan Production Assistant
Northern Neck Region
NMLS 1056708
Down Payment Assistance
We have a variety of down payment assistance programs for people of all walks of life. Speak with one of our experts today to see if you qualify for one of our programs.
Mortgage Resources
Looking for some additional information about buying a home? Browse our resource library!
We're Here to help.
Our local mortgage experts are just a call or click away if you have any questions about buying or refinancing a home!
Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.