As a lifelong Bedford County resident, I am 100% committed to seeing our community thrive and prosper. With 36 years of banking and mortgage finance experience in the Roanoke, Lynchburg, and Smith Mountain Lake areas, I can help assist you with a customized mortgage solution for your current and future lending needs.

My expertise includes conventional, FHA, VA, USDA, Physician & Medical Specialty Options, as well as Lot and New Construction Lending.

I serve on numerous local community boards including the Bedford County Board of Supervisors, Smith Mountain Lake Association, Smith Mountain Lake Christian Academy, and Eastlake Community Church.


Happy family of 3 standing in front of their new home

Down Payment Assistance

We have a variety of down payment assistance programs for people of all walks of life. Speak with one of our experts today to see if you qualify for one of our programs.

Young parents playing with their daughter in a cardboard box on moving day

Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!


Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.