As a lifelong Bedford County resident, I am 100% committed to seeing our community thrive and prosper. With 36 years of banking and mortgage finance experience in the Roanoke, Lynchburg, and Smith Mountain Lake areas, I can help assist you with a customized mortgage solution for your current and future lending needs.

My expertise includes conventional, FHA, VA, USDA, Physician & Medical Specialty Options, as well as Lot and New Construction Lending.

I serve on numerous local community boards including the Bedford County Board of Supervisors, Smith Mountain Lake Association, Smith Mountain Lake Christian Academy, and Eastlake Community Church.

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit