I have been in the mortgage industry for 16 years and primarily serve the New River Valley. We are neighbors! I live in the NRV with my wife - a teacher - and our son and daughter.

My expertise includes Conventional, FHA, VA, VHDA and USDA mortgages, and I specialize in assisting those new to the NRV with purchase financing options.

I serve on the family services committee of New River Valley Habitat for Humanity and the business relationship committee for the Town of Blacksburg. I graduated from Virginia Tech and earned my MBA at Radford University.


"Ryan helped me decide what mortgage was right. He listened and helped me through the whole process. I always knew what to expect."- Sam H.
Happy family of 3 standing in front of their new home

Down Payment Assistance

We have a variety of down payment assistance programs for people of all walks of life. Speak with one of our experts today to see if you qualify for one of our programs.

Young parents playing with their daughter in a cardboard box on moving day

Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!


Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.