I have been in the mortgage industry for 16 years and primarily serve the New River Valley. We are neighbors! I live in the NRV with my wife - a teacher - and our son and daughter.

My expertise includes Conventional, FHA, VA, VHDA and USDA mortgages, and I specialize in assisting those new to the NRV with purchase financing options.

I serve on the family services committee of New River Valley Habitat for Humanity and the business relationship committee for the Town of Blacksburg. I graduated from Virginia Tech and earned my MBA at Radford University.

"Ryan helped me decide what mortgage was right. He listened and helped me through the whole process. I always knew what to expect."- Sam H.
Young family of 3 in front of a house above logos for the Chenoa Fund, Freedom First Mortgage, and Equal Housing Lender

Down Payment Assistance

Take a look at our down payment assistance program available through the Chenoa Fund, a CBC Mortgage Agency. Interested? Contact a member of our mortgage team to see if you're eligible.

Young parents playing with their daughter in a cardboard box on moving day

Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.