APRs are subject to change without notice. Rates may vary depending upon credit qualifications and selected terms. Rates are fixed unless otherwise stated. A payment example for a consumer who finances $10,000 at a term of 180 months and at an annual percentage rate of 7.25% would result in 180 payments of $91.29. Payment amounts do not include taxes and insurance and repayment terms may vary depending upon rate. The minimum loan amount is $10,000. The maximum loan amount is $250,000. The LTV (loan-to-value) ratio can be up to 90%. Property insurance and flood insurance, if applicable, must be in effect on the property being secured. Other rates and terms may exist for applications which do not qualify under the aforesaid conditions. Consult your tax adviser for further information regarding the deductibility of interest and charges. Home Equity Loans are subject to credit approval, verification and collateral evaluation.