Where are your ATMs located?
Freedom First ATMs are located at the following branches:

But you can also find thousands of surcharge-free ATMs throughout the U.S. that are a part of our ATM Network.

Is there a fee if I use a Freedom First ATM?
There is no fee to use a Freedom First ATM to access your Freedom First accounts.

Can I use ATMs other than Freedom First ATMs?
There are thousands of surcharge-free ATMs available – look for the CULIANCE or Allpoint logos. Please use the Locator page on the Freedom First website to find ATMs near you.

What is the fee if I use an ATM that is not Freedom First’s?
For non-Freedom First ATMs or those not designated with a CULIANCE or Allpoint logo, there is a fee for transfers or withdrawals, as well as a fee for denied transactions. Please refer to the Consumer Fee Schedule. Be aware that other fees may be assessed by the owner of the ATM.

If you have a Freedom Stash® or Freedom Cash® checking account and meet the qualifying direct deposit amounts, you will automatically be refunded up to 4 ATM fees each month. Certain restrictions apply, so visit each page for details on how to qualify for this perk.

Are there any ATMs I can use if I am in another state? What is the fee?
Surcharge-free ATMs are available in other states. Please use the Locator page on the Freedom First website to find ATMs near you.

Can I use ATMs in foreign countries?
You can use ATMs in other countries, but you are subject to the foreign ATM fee if they are not included in the network. Please use the Locator page on the Freedom First website to find ATMs in those countries.

How much money can I withdraw from an ATM?
You are allowed to withdraw up to $515 from an ATM per 24-hour period.

Can I make deposits at an ATM?
Freedom First members can make deposits at the ATMs at our Bonsack, Prices Fork, South Main, West End, Towers, Crossroads, and Langhorne branches. This feature is not available to non-members. We also offer night drop boxes at our branches for after-hours deposits.

Non-Freedom First ATMs in the network may accept deposits, but it may take longer to credit the deposit to your account and may have a fee associated with the transaction.

Can I customize the screen on ATMs to make it easier to use?
Freedom First ATMs have accessibility settings to give you the best possible experience. If more assistance is needed, please call the Contact Center at 540-389-0244 (local) / 866-389-0244 (toll-free), send us a secure message in Online/Mobile banking, or see a branch manager at a branch convenient to you.

How do I get an ATM card or debit card?
ATM cards (associated with a Share or Savings accounts only) or Visa debit cards (associated with Checking accounts) can be ordered through a branch or by calling the Contact Center at 540-389-0244 (local) / 866-389-0244 (toll-free). If you are ordering or picking up a card at a branch, please have a valid government-issued ID with you.

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