I have been in the mortgage industry for over 30 years and have extensive experience helping first-time homebuyers and large-scale business owners with all of their home financing needs. I see myself as a great resource for financial education and mortgage planning on any scale - each plan is tailored to your unique needs.

Many of my clients stay with me as their families grow, and I've had the pleasure of helping their children finance homes, too. I can help with first-time home buyers looking to buy manufactured homes, and I can also help develop comprehensive mortgage plans for real estate investors. My portfolio and experience really run the gamut of everything imaginable, including trusts, LLCs, Sub S, and 1031 exchanges. 

My job is to listen to what you want and help you work it into your long- and short-term financial and investment plans. I'm here to be your consultant, negotiator, and the one overseeing all of the transactional details to make sure my clients are getting the best deal. 

I studied Business Administration at Rollins College in Winter Park, FL and received a mini MBA certification from their Crummer Graduate School of Business. I like to stay up-to-date on the industry, so I've been studying the intricacies of Real Estate Finance/Underwriting and Business/Law since 1982. I'm a member of the Smith Mountain Lake Rotary Foundation and serve on the Economic Development Committee of the Roanoke Valley Association of REALTORS® Affiliates. I'm active in the church and love water sports, a good (or bad) game of golf, and spending time with my family, friends, and clients.

Interested in working with me? Reach out to me today, and I'll be happy to get started!

Young family of 3 in front of a house above logos for the Chenoa Fund, Freedom First Mortgage, and Equal Housing Lender

Down Payment Assistance

Take a look at our down payment assistance program available through the Chenoa Fund, a CBC Mortgage Agency. Interested? Contact a member of our mortgage team to see if you're eligible.

Young parents playing with their daughter in a cardboard box on moving day

Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.