Treat Yourself
Earn cash back on your spending with Freedom Cash Checking
Make your money work for you. Earn cash back on the debit card swipes you're already making with a Freedom Cash Checking account.
All of our checking accounts include:
At Freedom First, you can bank the way you want - in-person, over the phone, online, or on our mobile app.
A checking account that pays you back (on the things you're already buying)
Earn up to $20 every month, just by swiping your debit card. with Freedom Cash Checking.1 Plus, you get up to 4 out-of-network ATM fee refunds per month!2
Get paid up to 2 days early with direct deposit
Have access to your money faster - just set it & forget it with direct deposit into your account.3
50k+ fee-free, in-network ATMs to choose from
Don't worry about finding a Freedom First ATM when you're not near a branch. With our fee-free ATM network, you have over 50,000 ATMs to choose from across the US that won't charge you a fee!4
Have access to your check in as little as 15 minutes
Deposit Anywhere lets you take a picture of your check to deposit it into your account. And in most cases, you'll be able to use your money in as little as 15 minutes!5
Fight fraud from your phone with card controls
Lost or stolen card? No worries - just turn the card off in your mobile banking app using Card Controls. You can also notify us and order a replacement card with just a few taps! Plus you can set alerts, spending limits, notify us of travel, and more directly from your phone.
1Earn 2% Cash Back on qualifying debit card purchases up to $500 with a monthly Direct Deposit of $1,000 or on qualifying debit card purchases up to $1,000 with a monthly Direct Deposit of $5,000. $20 monthly benefit assumes the account holder maximizes their account benefits and has a minimum of $5,000 in Direct Deposits that month. Fees may reduce earnings. Freedom Cash® checking accounts will pay perks on the last day of each month, based on the month's account activity, on the condition that the member is enrolled in the minimum Direct Deposit of their qualifying tier. "Direct Deposit(Opens in a new Window)" is defined as ACH deposits only(Opens in a new Window) and will not include check or cash deposits done either in-branch or remotely. ACH deposits may be any combination of your paycheck, social security check, dividend deposits, and other such automated deposits. Call us at 540-389-0244 (local) or 866-389-0244 (toll-free) with questions about what qualifies as an ACH deposit. Download the Direct Deposit Form here(Opens in a new Window).
2With monthly Direct Deposit of at least $1,000 up to 2 nationwide out-of-network ATM fees will be refunded, and with monthly Direct Deposit of at least $5,000 up to 4 nationwide out-of-network ATM fees will be refunded.
3Subject to receipt from originator and other terms and conditions.
4Surcharge-free ATMs are a part of the CULIANCE ATM network and can be identified by the presence of a CULIANCE, MoneyPass or Allpoint logo.
5Deposit limits determined by account history and other factors. Freedom First Mobile is a free service from Freedom First Credit Union, but your mobile carrier’s data and text rates may apply. Deposit Anywhere is a free service that lets members deposit checks over the internet using smart phones, mobile devices, and tablets.