Main Features:1

For New Cardholders:2

  • 0% APR on Balance Transfers for the first 12 billing cycles

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Frequently Asked Questions

Still have questions? See if our FAQs can help!

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Contactless payments with Mobile Wallet

Connect your Freedom First cards with these major contactless payment tools so you can simply tap your phone and go.

Financial Well-Being Impacts Everyone

No matter where you are in life, you could benefit from a boost in financial well-being.

1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged. See our fee schedules for more information.

2The introductory offer is only available to new cardholders. The one-time bonuses are limited to the primary accountholder and will only be credited for the first new credit card opened. This promotional offer is subject to change at any time. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. Balance transfers made after the promotional period ends will be subject to the balance transfer fee listed on the Consumer Fee Schedule. At that time, a balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request. If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.

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