Main Features:1

  • Enjoy a special rate as low as 11.99% APR
  • $0 Annual Fee or Application Fee
  • EMV chip technology accepted by merchants worldwide.
  • You are protected from fraudulent purchases with Visa's Zero Liability Policy.
  • Can be linked to Apple Pay, Samsung Pay or Google Pay.
  • Can be turned on/off, reported lost/stolen, and used overseas with travel rules using the Manage Cards feature in mobile banking

For New Cardholders:2

  • For balance transfers made within the first 60 days after opening your card, enjoy 0% APR for the first 12 billing cycles from account opening
  • After the intro period, balances will be subject to a variable APR ranging from 11.99% to 18.00% APR and a one-time balance transfer fee











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Frequently Asked Questions

Still have questions? See if our FAQs can help!

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Contactless payments with Mobile Wallet

Connect your Freedom First cards with these major contactless payment tools so you can simply tap your phone and go.


Financial Well-Being Impacts Everyone

No matter where you are in life, you could benefit from a boost in financial well-being.

 
1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. Please refer to your credit card agreement to find fees associated with balance transfers, cash advances, and other account services. You can also request a copy by contacting us anytime.

2The introductory offer is only available to the primary accountholder of newly opened credit cards. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles from the time of account opening. Balance transfers made after the promotional period ends will be subject to a balance transfer fee. You must allow 10 days for processing of this request. If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit. Please refer to your credit card agreement to find fees associated with balance transfers, cash advances, and other account services. You can also request a copy by contacting us anytime. This promotional offer is subject to change at any time.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Freedom First Mobile is a free service from Freedom First Credit Union, but your mobile carrier’s data and text rates may apply.