Bonus rewards for new cardholders, plus recurring bonuses for existing cardholders. It's a win-win!

Main features:1

For new cardholders:2

  • Pay 0% APR on purchases for the first 12 billing cycles
  • 1,000 bonus points for your first purchase
  • 25,000 bonus points if you spend $2,500 or more in the first 60 days from opening your credit card

For all cardholders:3

  • Earn 3 Rewards points per $1 spent on eligible purchases rotating on a quarterly basis
  • Earn 1.5 points for every dollar in purchases!
  • 500 bonus points on the cardholder's birthday
  • 300 bonus points for the anniversary of your card account opening

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Frequently Asked Questions

Still have questions? See if our FAQs can help!

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Special Promotions

Check here for our latest special promotions on Money Markets, Certificates, Home Equity, Credit Cards, and more.

Financial Well-Being Impacts Everyone

No matter where you are in life, you could benefit from a boost in financial well-being.

1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged. For balance transfers, a balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request. If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit. See our fee schedules for more information about fees.

2The 0% introductory APR (Annual Percentage Rate) applies to purchases and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. After the intro APR expires, your APR will revert to an amount within the prevailing credit card APR range at the time of expiration, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. See current rates. The one-time bonuses are only available to new cardholders if and when the specified criteria to receive the bonus is met. The new accountholder will receive the reward points within two statement periods. The one-time bonuses are limited to the primary accountholder and will only be credited for the first new credit card opened. This promotional offer is subject to change at any time.
3You earn 3 Rewards points per $1 spent on eligible purchases within each promotional category by calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. To qualify for 3 Rewards points per $1 spent with a Rewards Visa or a special low APR on a Platinum Visa, the purchase transaction date must be before or on the last day of the offer or promotion. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 3 Rewards points per $1 spent or special APR category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Freedom First Federal Credit Union does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 3 Rewards points per $1 spent if the technology does not provide sufficient transaction details or a qualifying MCC. Contact us at 540-389-0244 for more information about eligibility and rewards.
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