Credit Cards
Which Credit Card is Right for Me?
Extra perks, rewards, or a special low rate - we've got you covered.
Earn rewards. Enjoy low rates. No annual fees. Purchase protection. What's not to love?
The best credit card depends on your goals. Whether you're looking to earn rewards, save money with a low interest rate, or build your credit history, Freedom First offers options designed to help you reach your financial goals.
Explore your options to find which card works best for you. You can complete a credit card application online at the link below, or you can explore our different cards.
Please note: in order to apply for a loan with us, you must live/work/go to school in one of these areas in Virginia. Please be sure to check our membership eligibility before applying.
Earn Rewards
Choose if you would like to collect Rewards points with your purchases, plus bonus points.
Special Low Rate
Choose if you are looking for a special low purchase rate.
Build Credit
Didn't qualify for a traditional credit card? Establish or build credit with a secured credit card.
Already a Freedom First credit card holder?
Managing your credit card account is easy with Freedom First's online banking.
Enjoy these perks with a Freedom First credit card:
Control & protect your cards
Free budgeting tool
Enjoy a special low rate
Recurring bonus rewards
Pay your bill online
1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. Please refer to your credit card agreement to find fees associated with balance transfers, cash advances, and other account services. You can also request a copy by contacting us anytime.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Freedom First Mobile is a free service from Freedom First Credit Union, but your mobile carrier’s data and text rates may apply.