One of the main reasons people choose to refinance their mortgage is to get a lower interest rate. With a lower interest rate, you can save money on your monthly payments and reduce the overall cost of your mortgage. Refinancing can also reduce your monthly mortgage payments by extending your loan term.

If you're okay with a higher monthly payment, refinancing can allow you to shorten your loan term, which can help you pay off your mortgage faster and save money on interest payments over the life of the loan.

Cash-out refinancing allows you to access the equity in your home, so you can borrow money for things like home improvements, paying off debt, or funding other investments. Or, if you'd like to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, providing more certainty and stability in your monthly payments.

It all depends on what's right for you! Our team of mortgage experts are always just a click or call away if you want to explore your options. Or you can apply easily online at the link below.

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Frequently Asked Questions

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Our local mortgage experts are just a call or click away if you have any questions about buying or refinancing a home!

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit