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Money Manager
Manage your money, monitor spending, set goals, and actually see where your money goes with our Money Manager tool in online banking and our mobile app.

Card Controls
Set spending limits, report your card lost/stolen, set travel rules, receive alerts, and turn your card on/off anytime with Card Controls.

Financial Calculators
These useful calculators can help you budget, track spending and saving, and run scenarios to improve your financial health.

Advice Center
Find useful articles and other resources about managing spending and budgeting. 

Financial Empowerment Center
Speak confidentially one-on-one with a professionally trained financial counselor - free of judgment and free of cost - at the Roanoke Financial Empowerment Center.

Free Credit Score
Track and monitor your credit score, find ways to improve, and more without impacting your score with our free credit score tool in online banking and our mobile app

Small dollar loans
FlashCash® is a relationship-based small dollar loan that you can apply for from the Freedom First mobile app and get an answer within minutes - without a credit check. 

Freedom Cash Checking
Freedom Cash® Checking is an account that pays you cash back for debit card swipes. If you're a frequent shopper, this account could be right for you. 

Credit Cards
Take a look at the credit card options we offer, whether you want a special low rate, rewards, or need to build your credit.

Relationship Review
Speak one-on-one with a Freedom First banker to see if we can save you money and help you achieve your financial goals.

Savings Accounts
Savings accounts for any stage of life, including for children. Take a look at our secondary savings accounts that have automated transfers to build healthy habits.

Checking Accounts
Checking account options that pay you, or simple no-frills starter accounts. Take your pick!

Affordable Housing Program
We have down payment assistance and loan options for those who have difficulty getting a traditional mortgage through our Affordable Housing Program. 

Freedom Stash Checking
Freedom Stash® Checking is an account that pays you high dividends for your account balance. If you're a saver, this account could be right for you. 

Money Markets
Keep your assets liquid while earning higher dividends with a Money Market account. 

Private Banking
Our local team of Private Bankers listen to your unique needs and work with you to create an all-encompassing, custom plan to help you reach your goals and grow your wealth in the future.

Wealth Management
Our Wealth Management team can help you plan for retirement, explore investment options, and get a financial plan in place for your future.

Certificates
Guaranteed earnings with closed-end terms for when you want a safe, reliable option to earn dividends.

Mortgage
Whether you're looking to buy a new home or refinance your current one, we can help find the right home loan for you.

Auto Loans
We offer loans for new and used vehicles. Not qualifying for a traditional auto loan? Ask about our Responsible Rides® program.

Personal Loans
Whether you're consolidating debt, financing a big purchase, or simply planning for the future, we have personal loan options for you. 

Home Equity Loans
For homeowners looking to make home improvements, fund college tuition, or establish an emergency fund, a home equity loan or line of credit may fit your needs.

Mortgage Team
Whether you're looking to buy a new home or refinance your current one, we can help find the right home loan for you.

Business Lending
Our experienced business services staff support the growth of local businesses through one-on-one consultation, custom underwriting, and local decision-making. 

Commercial Lending
Our experienced commercial lending staff can work with you to find the best way to finance your next commercial development. 

Business Credit Cards
Our Business Visa® cards work hard for you — earning rewards for every dollar, or keeping the rate lower. 

Freedom@Work
Freedom First's Freedom@Work Program will bring financial expertise, knowledge, and services directly to your workplace as a benefit to your employees. 

Merchant Services
Freedom First and Fitech bring you merchant card services that are unparalleled in business. You'll be well on your way to fast, secure payment processing in no time. 

Other Business Services
We have a wide range of services for all business types — small, large, local, regional, national, nonprofit, for profit — you name it. 

Business Checking
Our range of business checking accounts keep fees low so you can put your profits towards growing your company even more. 

Business Money Markets
A specialized draft account with competitive interest rates indexed to the U.S. Treasury. 

Business Certificates
Guaranteed earnings with closed-end terms for when you want a safe, reliable option to earn dividends for your business.

Business Team
Our experienced business services staff support the growth of local businesses through one-on-one consultation, hands-on support, and a suite of business services.

Commercial Lending Team
Our experienced commercial lending staff can work with you to find the best way to finance your next commercial development.