• The child must have a joint owner on the account that is over the age of 18. The joint owner does not have to be the child's legal guardian, but only the child's parent or legal guardian can sign on behalf of the child.
  • Savings start earning dividends with an average daily balance of $1. The amount earned is based on a tiered rate system.
  • Minor has full rights to withdraw.

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For a Freedom Dash® Youth Account, upon Your 18th birthday, Your Account will automatically convert to a Regular Share Account and will be subject to all applicable rates, fees and minimum balance requirements.