Freedom First

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Our checking accounts pay YOU each month - find out just how much you can earn.
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Check our latest rates & meet our experts.
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Special Promotions

Members who qualify can take advantage of our special offers.
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Open an Account

No need to visit a branch - you can open your account 100% remotely!

Take a tour of our new website!

Get an overview of all the new features you can enjoy on our new and improved website.

Find your freedom today.

Whatever your banking needs - from personal to business banking, to commercial lending and private banking, to Impact Banking and financial counseling - you can Find Your Freedom at Freedom First.

Guy smiling"[Banking with Freedom First] has just paid dividends. Just having the ability to reach out and speak with someone local - even be able to text some of the bankers - it couldn’t be any better."

- Tim Brady, Head Distiller/Co-Owner of Brady's Distillery
Portrait of Janaia Bass"I believe that I have the coolest job in the world. I never thought I’d have a job like this. I call my team the Financial Superheroes!"

- Janaia Bass, Financial Counselor at the Roanoke Financial Empowerment Center
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"My favorite thing about Freedom First is the personal relationship that they have with the customers. It made my transition from Spain much easier because they helped me navigate a completely different financial system."

- Juan Luis Nicolau, PhDProfessor at Virginia Tech Pamplin College of Business
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Relationship Review

Meet one-on-one with our expert team to see if we can save you money on payments, find you a better rate, or simply answer your questions.

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Our community impact.

Freedom First's mission is Helping People Prosper - Helping Communities Thrive. See just how much we impact our community.

Monitor your credit score - for free & without impact.

View and monitor your credit score, track your progress, find new ways to improve your score, and more! All from within the Freedom First mobile app & online banking portal.

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Understand your credit report - and how to improve it.

Use our free credit score tool to build understanding about your borrowing power - and see how you can make improvements to your score.

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Simulate changes to see how decisions may impact your score.

See how missing a payment, closing an account, or other activity may impact your credit score so you can make informed decisions.

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Set alerts to stay on top of credit report activity.

Get in the habit of regularly monitoring your credit report without impacting your score. Alerts can help you stay on top of any potential changes to your score or report.

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View your score.
Get an idea of where your credit score is - without impacting your score.
Understand your report.
Demystify your credit report and learn about what factors affect your score.
Simulate score changes.
Run simulations to see how different actions may impact your credit score.
Get Alerts.
Never miss a change with alerts!

More from Freedom First

We have something for everyone.
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Here are some tools to help improve your financial well-being.
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Our Business Banking and Commercial Lending suites of products can help your business grow.
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You worked hard to earn your wealth - our team can help you manage finances today and grow for the future.
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Our experts in investing and retirement planning help you see the whole picture and live your best life.
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Learn why Freedom First is the place Where People Bank for Good.
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Our volunteer board of directors represent our community.
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Join the Freedom First team in working for a greater purpose to serve our community.
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Supporting our local nonprofit partners.

Great rewards or a special low rate - choose your credit card.