Take Advantage of Our Specials Today
Freedom First members who qualify can take advantage of our special offers. Check back often for new specials on money markets, certificates, home equity loans, credit cards and more!
3X Rewards Points for Rewards Visa® Purchases at Home Improvement Stores
.png)
Use your Freedom First Rewards Visa® credit card at Home Improvement Stores between January 1, 2023 and March 31, 2023 and get 3 rewards points per $1 spent on your purchases!* That's 3X your usual rewards, just in time to start your New Year's DIY project.
*Terms, and conditions are subject to change at any time. Promotional period runs from 1/1/2023 through 3/31/2023 and only applies to purchases made at Home Improvement stores. During the promotional period, earn 3 Rewards points per $1 spent with your Freedom First Rewards Visa. Home Improvement store purchases include those made at merchants classified as specializing in home improvement merchandise, including but not limited to Home Depot and Lowes. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Purchases must be made with merchants in the U.S. Even if a purchase appears to fit in a qualifying category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Freedom First does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not qualify if the technology does not provide sufficient transaction details or a qualifying MCC. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Credit card approval depends on applicant's creditworthiness and other qualifications. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
3X Rewards Points for Business Rewards Visa® Purchases at Home Improvement Stores & Office Supply Stores
.png)
Use your Freedom First Business Rewards Visa® credit card at Home Improvement Stores and Office Supply Stores between January 1, 2023 and March 31, 2023 and get 3 rewards points per $1 spent on your purchases!* That's 3X your usual rewards, just in time to stock up for the New Year.
*Terms, and conditions are subject to change at any time. Promotional period runs from 1/1/2023 through 3/31/2023 and only applies to purchases made at Home Improvement stores or Office Supply stores. During the promotional period, earn 3 Rewards points per $1 spent with your Freedom First Business Rewards Visa. Home improvement store purchases include those made at merchants classified as places that sell home improvement merchandise, such as Home Depot, Lowes, and other specialty stores. Office supply store purchases include those made at merchantes classified as places that sell office supplies, such as Office Max, Staples, and other specialty stores. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Purchases must be made with merchants in the U.S. Even if a purchase appears to fit in a qualifying category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Freedom First does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not qualify if the technology does not provide sufficient transaction details or a qualifying MCC. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Credit card approval depends on applicant's creditworthiness and other qualifications. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
EquityFlex Intro Offer: No Closing Costs or Appraisal Fee for Loans Under $100,000*
We have a unique option for home equity! With EquityFlex, you can lock in a rate for 5 years and it will continue to adjust every 5 years over the life of the loan - instead of every time the Prime Rate changes.*
For loans that are $100,000 or less, you can also skip the closing costs and appraisal fee with this special offer! Check today's rates and see if this product is right for you.
*APR (Annual Percentage Rate) is valid as of 11/1/2022, is a variable rate, and may change at any time. APR is based on the highest Prime Rate published in the Money Rates table of The Wall Street Journal + a minimum 1.00% margin for the life of loan. The current Prime Rate, as of 3/22/2023, is 8.00%. A payment example for a consumer who finances $10,000 at 11.00% APR with an initial monthly principal and interest payment of $103.22 for the first 60 months. After the initial period the variable rate and payment will adjust every five (5) years and equal the total of the Wall Street Journal Prime Rate (8.00% as of 3/22/2023) plus a minimum margin of 1.00%. Payment amounts do not include taxes and insurance and repayment terms may vary depending upon rate. Actual rates may vary depending upon credit qualifications and selected terms. The minimum amount is $10,000. The maximum loan amount is $250,000. The loan-to-value ratio can be up to 90%. No closing costs or appraisal fee for loan amounts of $100,000 and less except for legal fees, if required. If the loan amount is repaid in full in thirty-six (36) months or less, the borrower must repay all closing costs to Freedom First Credit Union. Estimated closing costs may range from $1,625 to $2,897. Property insurance and flood insurance, if applicable, must be in effect on the property being secured. Other rates and terms may exist for applications which do not qualify under the aforesaid conditions. EquityFlex Loans are subject to credit approval, verification and collateral evaluation. Consult a tax adviser for further information regarding the deductibility of interest and charges. Contact us at 540-389-0244 or visit your nearest Freedom First branch for more details about all of our loan products.
All product and company names are trademarksTM or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
View a full listing of our Products and Services:
Looking for a phone number, address, or other basic info?