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Freedom First Credit Union

Special Promotions

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Take Advantage of Our Specials Today

Freedom First members who qualify can take advantage of our special offers. Check back often for new specials on money markets, certificates, home equity loans, credit cards and more!

Current Offers

Fast Forward HELOC: Close in as Fast as 7 days with ZERO Closing Costs!*

Two young girls in sunglasses swimming in inner tubes in a pool. Text: Fast Forward HELOC.
Close on a Home Equity Line of Credit in as fast as 7 days with ZERO closing costs.* Use our HELOC Calculator or this FAQ page to help you decide.
See our rates page for more details. Call us at 540-389-0244 for more information on this special offer.
*The 7 business day closing is based upon all required documents being received at the time of submission. A review of the Credit eligibility, adequate property value without appraisal, and a clear title is also needed for qualification and zero closing costs. Other restrictions may also apply. 
APR = Annual Percentage Rate. Fast Forward HELOC APRs are variable, subject to change, and indexed to the Prime Rate as published in the money rate table of the Wall Street Journal + a margin for the life of the loan. Prime Rate as of 10/31/2019 is 4.75%. Our current lowest Annual Percentage Rate as of 10/31/2019 is 4.75% APR, which includes + 0.00 margin. Your actual rates may vary, depending upon credit history, loan amount and term, loan to value ratio, and other factors. The maximum APR that may be imposed is 18%. Maximum loan-to-value is 85%. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. The term is up to 240 months. Pay interest only on the amount drawn or 1% of the balance. Membership with Freedom First is a requirement for this offer with a $5 share account. Property insurance, if applicable must be in effect on the property being secured and the said property must be in the FFCU membership area. The property must be owner occupied and cannot be in a flood zone. Please consult a tax adviser for further information regarding the deductibility of interest. All credit union loan programs, rates, term and conditions are subject to change at any time without notice. Contact a Freedom First Credit Union representative at (540) 389-0244 for complete details.

All product and company names are trademarksTM or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
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Why Bank With Freedom First?

Get Paid Early
Get your paycheck up to 2 days early with direct deposit!*