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Freedom First Credit Union

Special Promotions

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Take Advantage of Our Specials Today

Freedom First members who qualify can take advantage of our special offers. Check back often for new specials on money markets, certificates, home equity loans, credit cards and more!



3X Rewards Points for Rewards Visa® & 4.99% APR* for Platinum Visa® Purchases on Amazon.com™


Use your Freedom First Rewards Visa® credit card on Amazon.com™ between October 1, 2022 and December 31, 2022 and get 3 rewards points per $1 spent on your purchases!* That's 3X your usual rewards, just in time for holiday shopping.

Or if you prefer the Freedom First Platinum Visa® you can enjoy 4.99% APR* on purchases at Amazon.com™!

What's new this year is that this also applies to our Business Credit Cards too, so if you're a business needing to stock up on supplies at Amazon.com™, now is a great time to do it.



*Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. Earn 3 Rewards points per $1 spent on Amazon.com™ from 10/1/2022 (or the date on which you activate your Rewards Credit Card, whichever is later) through 12/31/2022. 4.99% APR applies only to purchases made on Amazon.com™ charged to your Freedom First Platinum Visa credit card between 11/1/2022 and 12/31/2022 and will continue at this promotional rate until the principal on those charges are paid. All other charges will be at your regular prevailing APR. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Also includes in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.

EquityFlex Intro Offer: No Closing Costs or Appraisal Fee for Loans Under $100,000*


We have a unique option for home equity! With EquityFlex, you can lock in a rate for 5 years and it will continue to adjust every 5 years over the life of the loan - instead of every time the Prime Rate changes.*

For loans that are $100,000 or less, you can also skip the closing costs and appraisal fee with this special offer! Check today's rates and see if this product is right for you.



*APR (Annual Percentage Rate) is valid as of 11/1/2022, is a variable rate, and may change at any time. APR is based on the highest Prime Rate published in the Money Rates table of The Wall Street Journal + a minimum 1.00% margin for the life of loan. The current Prime Rate, as of 9/22/2022, is 6.25%. A payment example for a consumer who finances $10,000 at 7.25% APR with an initial monthly principal and interest payment of $79.04 for the first 60 months. After the initial period the variable rate and payment will adjust every five (5) years and equal the total of the Wall Street Journal Prime Rate (6.25% as of 9/22/2022) plus a minimum margin of 1.00%. Payment amounts do not include taxes and insurance and repayment terms may vary depending upon rate. Actual rates may vary depending upon credit qualifications and selected terms. The minimum amount is $10,000. The maximum loan amount is $250,000. The loan-to-value ratio can be up to 90%. No closing costs or appraisal fee for loan amounts of $100,000 and less except for legal fees, if required. If the loan amount is repaid in full in thirty-six (36) months or less, the borrower must repay all closing costs to Freedom First Credit Union. Estimated closing costs may range from $1,625 to $2,897. Property insurance and flood insurance, if applicable, must be in effect on the property being secured. Other rates and terms may exist for applications which do not qualify under the aforesaid conditions. EquityFlex Loans are subject to credit approval, verification and collateral evaluation. Consult a tax adviser for further information regarding the deductibility of interest and charges. Contact us at 540-389-0244 or visit your nearest Freedom First branch for more details about all of our loan products.

All product and company names are trademarksTM or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
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