Take Advantage of Our Specials Today
Freedom First members who qualify can take advantage of our special offers. Check back often for new specials on money markets, certificates, home equity loans, credit cards and more!
Current Offers
Money Market Exclusive Offer for "Stash Checkers": 2.00% APY**
Offer only available by calling our Contact Center at (540) 389-0244, (866) 389-0244.
**2.00% Annual Percentage Yield (APY) on Money Market account as of 8/5/2019 with a minimum balance of $10,000 to obtain APY. To be eligible for this special APY, at least $10,000 must come from sources other than Freedom First accounts. Balances below $10,000 or above $1,000,000 will earn regular Money Market dividend rates and APYs that are subject to change. Offer available to members with Freedom Stash Checking accounts only. This APY is valid for 6 months from time of account opening. Beginning with the 7th month the account will continue earning dividends at the then prevailing money market APY. This APY may be discontinued at any time. Fees could reduce earnings on the account.
Fast Forward HELOC: Close in as Fast as 7 days with ZERO Closing Costs!*
Close on a Home Equity Line of Credit in as fast as 7 days with ZERO closing costs.* Use our HELOC Calculator or this FAQ page to help you decide.
See our rates page for more details. Call us at 540-389-0244 for more information on this special offer.
*The 7 business day closing is based upon all required documents being received at the time of submission. A review of the Credit eligibility, adequate property value without appraisal, and a clear title is also needed for qualification and zero closing costs. Other restrictions may also apply.
APR = Annual Percentage Rate. Fast Forward HELOC APRs are variable, subject to change, and indexed to the Prime Rate as published in the money rate table of the Wall Street Journal + a margin for the life of the loan. Prime Rate as of 12/20/2018 is 5.50%. Our current lowest Annual Percentage Rate as of 12/20/2018 is 5.50% APR, which includes + 0.00 margin. Your actual rates may vary, depending upon credit history, loan amount and term, loan to value ratio, and other factors. The maximum APR that may be imposed is 18%. Maximum loan-to-value is 85%. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. The term is up to 240 months. Pay interest only on the amount drawn or 1% of the balance. Membership with Freedom First is a requirement for this offer with a $5 share account. Property insurance, if applicable must be in effect on the property being secured and the said property must be in the FFCU membership area. The property must be owner occupied and cannot be in a flood zone. Please consult a tax adviser for further information regarding the deductibility of interest. All credit union loan programs, rates, term and conditions are subject to change at any time without notice. Contact a Freedom First Credit Union representative at (540) 389-0244 for complete details.
APR = Annual Percentage Rate. Fast Forward HELOC APRs are variable, subject to change, and indexed to the Prime Rate as published in the money rate table of the Wall Street Journal + a margin for the life of the loan. Prime Rate as of 12/20/2018 is 5.50%. Our current lowest Annual Percentage Rate as of 12/20/2018 is 5.50% APR, which includes + 0.00 margin. Your actual rates may vary, depending upon credit history, loan amount and term, loan to value ratio, and other factors. The maximum APR that may be imposed is 18%. Maximum loan-to-value is 85%. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. The term is up to 240 months. Pay interest only on the amount drawn or 1% of the balance. Membership with Freedom First is a requirement for this offer with a $5 share account. Property insurance, if applicable must be in effect on the property being secured and the said property must be in the FFCU membership area. The property must be owner occupied and cannot be in a flood zone. Please consult a tax adviser for further information regarding the deductibility of interest. All credit union loan programs, rates, term and conditions are subject to change at any time without notice. Contact a Freedom First Credit Union representative at (540) 389-0244 for complete details.
Money Market Special: Up to 1.75% APY*
Stay liquid while earning nationally competitive dividends. For a limited time you can avail of a special rate of 1.75% APY* on balances of $10,000 up to $1,000,000 with our Money Market SPECIAL.
Call us or visit a branch today to ask for this special rate before it ends: 540-389-0244 (local), 866-389-0244 (toll-free).
*1.75% Annual Percentage Yield (APY) as of 9/17/2018 with a minimum balance of $10,000 to obtain APY. To be eligible for this special APY, at least $10,000 must come from sources other than Freedom First accounts. Balances below $10,000 or above $1,000,000 will earn regular Money Market dividend rates and APYs that are subject to change. Offer available to consumer accounts only. This APY is valid for 6 months from time of account opening. Beginning with the 7th month the account will continue earning dividends at the then prevailing money market dividend rate and APY. This Annual Percentage Yield (APY) may be discontinued at any time. Fees could reduce earnings on the account.
All product and company names are trademarksTM or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
View a full listing of our Products and Services:
Looking for a phone number, address, or other basic info?